:root{
  --jade:#0b7a5e;
  --jade-deep:#064b42;
  --jade-dark:#022b28;
  --ink:#0d3032;
  --text:#496268;
  --muted:#596f72;
  --paper:#fffefa;
  --ivory:#f7f4ed;
  --sage:#e6f0eb;
  --sage-soft:#f0f6f2;
  --lime:#eef5d9;
  --red:#ff7564;
  --line:#d7dfdb;
  --white:#fff;
  --serif:Georgia,'Times New Roman',serif;
  --sans:Arial,Helvetica,sans-serif;
  --header:86px;
  --mobile-nav-row:52px;
  --mobile-nav-cta:46px;
  --shadow:0 22px 60px rgba(5,63,59,.1);
}
::selection{background:#cfe4da;color:#0d3032}
::-moz-selection{background:#cfe4da;color:#0d3032}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:118px}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased}
body.menu-open{overflow:hidden}
a{color:inherit;text-decoration:none}
img{display:block;max-width:100%}
button,input{font:inherit}
button{color:inherit}
.visually-hidden{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}
address{font-style:normal}
.shell{width:min(1320px,calc(100% - 64px));margin-inline:auto}
.skip-link{position:fixed;top:-80px;left:18px;z-index:1000;background:#fff;padding:10px 14px;border:2px solid var(--red);font-weight:700}
.skip-link:focus{top:18px}
.site-header{height:var(--header);position:sticky;top:0;z-index:100;background:var(--jade);color:#fff;box-shadow:0 7px 22px rgba(5,63,59,.08)}
.header-inner{height:100%;width:min(1320px,calc(100% - 64px));margin:auto;display:flex;align-items:center;justify-content:space-between;gap:32px}
.brand{display:inline-flex;align-items:center;flex:none}
.brand img{width:210px;height:auto;filter:grayscale(1) brightness(.56) contrast(20) invert(1);mix-blend-mode:screen}
.primary-nav{display:flex;align-items:center;gap:21px;font-size:14px;font-weight:700;color:#fff}
.primary-nav>a:not(.nav-cta){position:relative;padding:31px 0 28px;white-space:nowrap}
.primary-nav>a:not(.nav-cta)::after{content:'';position:absolute;left:0;right:100%;bottom:20px;height:2px;background:var(--red);transition:right .2s ease}
.primary-nav>a:not(.nav-cta):hover::after,.primary-nav>a.active::after{right:0}
.nav-cta{border:1px solid var(--red);padding:10px 15px;transition:.2s ease;white-space:nowrap}
.nav-cta:hover{background:var(--red)}
.menu-button{display:none;width:46px;height:46px;padding:10px;border:0;background:transparent;cursor:pointer}
.menu-button span{height:2px;background:#fff;display:block;margin:6px 0;transition:.2s ease}
.menu-button[aria-expanded=true] span:nth-child(1){transform:translateY(8px) rotate(45deg)}
.menu-button[aria-expanded=true] span:nth-child(2){opacity:0}
.menu-button[aria-expanded=true] span:nth-child(3){transform:translateY(-8px) rotate(-45deg)}
.mobile-menu{display:none;position:fixed;z-index:110;inset:var(--header) 0 0;background:var(--ivory);padding:22px 36px 34px;overflow:auto;transform:translateY(-12px);opacity:0;pointer-events:none;transition:.2s ease}
.mobile-menu.open{transform:none;opacity:1;pointer-events:auto}
.mobile-menu nav{display:grid}
.mobile-menu nav a{display:flex;align-items:center;height:65px;border-bottom:1px solid var(--line);font-size:16px}
.mobile-menu nav a[aria-current=page]{font-weight:700;padding-left:16px;position:relative}
.mobile-menu nav a[aria-current=page]::before{content:'';position:absolute;left:0;width:2px;height:22px;background:var(--red)}
.mobile-menu-footer{display:grid;grid-template-columns:1fr 1.6fr;gap:18px;align-items:center;padding-top:22px;margin-top:28px}
.mobile-menu-footer p{display:flex;gap:8px;margin:0;font-size:12px}.mobile-menu-footer strong{font-size:14px}.mobile-menu-footer span{color:var(--muted)}
.mobile-cta{display:flex;min-height:54px;align-items:center;justify-content:center;border:1px solid var(--jade);color:var(--jade-deep);font-weight:700}
.article-hero{position:relative;background:var(--ivory);border-bottom:1px solid var(--line);overflow:hidden}
.hero-grid{min-height:690px;display:grid;grid-template-columns:minmax(0,1.05fr) minmax(380px,.72fr);gap:92px;align-items:center;padding-block:82px}
.breadcrumbs{display:flex;flex-wrap:wrap;gap:8px;color:var(--muted);font-size:13px;margin-bottom:46px}.breadcrumbs a:hover{color:var(--jade)}
.eyebrow{display:flex;align-items:center;gap:16px;margin-bottom:24px;text-transform:uppercase;letter-spacing:.13em;font-size:12px;font-weight:800;color:var(--jade-deep)}
.eyebrow::before{content:'';width:44px;height:2px;background:var(--red)}
h1,h2,h3{font-family:var(--serif);font-weight:400;letter-spacing:-.025em;margin:0;color:var(--ink)}
h1{font-size:clamp(54px,5.8vw,82px);line-height:1}
.hero-title-long{font-size:clamp(48px,4.7vw,68px)}
.hero-title-very-long{font-size:clamp(43px,4.1vw,59px);line-height:1.04}
.hero-lead{max-width:780px;margin:30px 0 32px;color:var(--text);font-family:var(--serif);font-size:25px;line-height:1.5}
.article-meta{display:flex;gap:14px;align-items:center;color:var(--text);font-size:14px}.article-meta p{margin:3px 0 0;color:var(--muted);font-size:13px}.article-meta strong{color:var(--ink)}
.team-mark{display:grid;place-items:center;width:44px;height:44px;border-radius:50%;background:var(--jade);color:#fff;font-family:var(--serif);font-size:24px}
.hero-art{align-self:stretch;display:grid;place-items:center}.hero-art svg{width:min(100%,600px)}.hero-art-mobile{display:none}.whiteboard-panel{fill:var(--paper);stroke:var(--jade);stroke-width:2}.whiteboard-word{fill:#202124;font-family:'Segoe Print','Bradley Hand','Comic Sans MS',cursive;font-size:52px;font-weight:400;letter-spacing:1px}.whiteboard-word-two{font-size:51px;letter-spacing:2px}.whiteboard-highlight{fill:none;stroke:var(--red);stroke-width:26;stroke-linecap:round;opacity:.3}.word-reveal{transform-box:fill-box;transform-origin:left center}
.article-shell{background:var(--paper);--page-accent:#eef5d9;--page-accent-border:#d8e7b5;--page-accent-strong:#dcebc0}
.page-accent--blue{--page-accent:#e8f3fb;--page-accent-border:#c3dcef;--page-accent-strong:#c8e1f5}
.page-accent--coral{--page-accent:#fff0ec;--page-accent-border:#efc8bf;--page-accent-strong:#ffd7cf}
.page-accent--lime{--page-accent:#eef5d9;--page-accent-border:#d8e7b5;--page-accent-strong:#dcebc0}
.page-accent--apricot{--page-accent:#fff3df;--page-accent-border:#eed8ae;--page-accent-strong:#f7dfb6}
.page-accent--lavender{--page-accent:#f2eff8;--page-accent-border:#dad2ea;--page-accent-strong:#dfd7ee}
.page-accent--aqua{--page-accent:#e8f5f1;--page-accent-border:#c9e2dc;--page-accent-strong:#cce9e1}
.page-accent--butter{--page-accent:#fff8d8;--page-accent-border:#ecdda1;--page-accent-strong:#f5e9ad}
.article-layout{display:grid;grid-template-columns:220px minmax(0,720px) 260px;gap:54px;align-items:start;padding-block:74px 110px}
.toc-column,.side-column{position:sticky;top:116px;align-self:start}
.toc-toggle{display:none}
.toc{color:var(--text)}
.toc-label{text-transform:uppercase;letter-spacing:.13em;color:var(--muted);font-size:11px;margin-bottom:18px}
.toc-list{display:grid;gap:0;overscroll-behavior:contain;padding-right:8px}
.toc-list.is-scrollable{overflow-y:auto;scrollbar-width:thin;scrollbar-color:#8c9896 transparent}
.toc-list a{display:block;padding:8px 0;font-size:14px;line-height:1.35;transition:.18s ease}
.toc-list a:hover,.toc-list a.active{color:var(--jade);font-weight:700}
.article-content{min-width:0}
.article-content p{margin:0 0 24px;color:var(--text)}
.intro-copy{font-size:20px;line-height:1.72!important;color:var(--ink)!important;margin:42px 0 58px!important}
.takeaways{border-block:1px solid var(--line);padding:30px 0}
.takeaways-title{display:flex;align-items:center;gap:10px;font-weight:800;margin-bottom:18px}.takeaways-title svg{width:24px;height:24px;fill:none;stroke:var(--jade);stroke-width:1.8}
.check-list{list-style:none;margin:0;padding:0;display:grid;gap:13px}.check-list li{position:relative;padding-left:31px;color:var(--text)}.check-list li::before{content:'✓';position:absolute;left:1px;color:var(--jade);font-weight:800}
.content-section{padding-top:56px;scroll-margin-top:110px}
.content-section h2{font-size:43px;line-height:1.12;margin-bottom:24px}
.content-section h3{font-size:29px;line-height:1.18;margin:36px 0 18px}
.content-section ul{margin:0 0 24px;padding-left:22px;color:var(--text)}.content-section li{margin:8px 0;padding-left:4px}
.intro-notice,.info-box{display:flex;gap:16px;align-items:flex-start;border:1px solid #efc8bf;border-radius:10px;background:#fff0ec;padding:24px 26px;margin:0 0 10px}.intro-notice-icon,.info-box-icon{display:grid;place-items:center;width:32px;height:32px;flex:0 0 32px;border-radius:50%;background:#ffd7cf;color:#873c31;font-weight:800}.intro-notice strong,.info-box strong{display:block;margin-bottom:5px;color:var(--ink)}.intro-notice p,.info-box p{margin:0!important;color:var(--text)!important;line-height:1.6!important}
.intro-notice--blue,.info-box--blue{border-color:#c3dcef;background:#e8f3fb}.intro-notice--blue .intro-notice-icon,.info-box--blue .info-box-icon{background:#c8e1f5;color:#224e6c}
.intro-notice--sage,.info-box--sage{border-color:#c7ded4;background:var(--sage-soft)}.intro-notice--sage .intro-notice-icon,.info-box--sage .info-box-icon{background:#cce5d9;color:var(--jade-deep)}
.intro-notice--coral,.info-box--coral{border-color:#efc8bf;background:#fff0ec}.intro-notice--coral .intro-notice-icon,.info-box--coral .info-box-icon{background:#ffd7cf;color:#873c31}
.intro-notice--lime,.info-box--lime{border-color:#d8e7b5;background:var(--lime)}.intro-notice--lime .intro-notice-icon,.info-box--lime .info-box-icon{background:#dcebc0;color:#465b22}
.intro-notice--apricot,.info-box--apricot{border-color:#eed8ae;background:#fff3df}.intro-notice--apricot .intro-notice-icon,.info-box--apricot .info-box-icon{background:#f7dfb6;color:#725127}
.intro-notice--lavender,.info-box--lavender{border-color:#dad2ea;background:#f2eff8}.intro-notice--lavender .intro-notice-icon,.info-box--lavender .info-box-icon{background:#dfd7ee;color:#52436f}
.intro-notice--aqua,.info-box--aqua{border-color:#c9e2dc;background:#e8f5f1}.intro-notice--aqua .intro-notice-icon,.info-box--aqua .info-box-icon{background:#cce9e1;color:#245b51}
.intro-notice--butter,.info-box--butter{border-color:#ecdda1;background:#fff8d8}.intro-notice--butter .intro-notice-icon,.info-box--butter .info-box-icon{background:#f5e9ad;color:#65551d}
.content-section.content-panel{margin-top:56px;padding:32px 34px 30px;border:1px solid #c9dcd3;border-radius:12px}.content-panel.panel-sage{background:var(--sage-soft)}.content-panel.panel-blue{background:#e8f3fb;border-color:#c3dcef}.content-panel.panel-law{background:#f1f2ef;border-color:#d7dcd7}.content-panel.panel-apricot{background:#fff3df;border-color:#eed8ae}.content-panel.panel-lavender{background:#f2eff8;border-color:#dad2ea}.content-panel.panel-aqua{background:#e8f5f1;border-color:#c9e2dc}.content-panel.panel-butter{background:#fff8d8;border-color:#ecdda1}.content-section.content-panel h2{font-size:36px}.section-source{margin:25px 0 0!important;font-size:14px;line-height:1.55!important;color:var(--muted)!important}.section-source a{color:var(--jade);text-decoration:underline;text-underline-offset:3px}.section-source a:hover,.section-source a:focus-visible{color:var(--jade-deep)}
.law-cards{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:28px 0 24px}.law-card{padding:22px 22px 20px;border:1px solid #d4d9d4;border-radius:9px;background:rgba(255,255,255,.72)}.law-card>span{display:block;color:var(--jade);font-size:10px;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.law-card h3{margin:9px 0 10px;font-family:var(--serif);font-size:22px;line-height:1.25;font-weight:400}.law-card p{margin:0!important;font-size:14px;line-height:1.6!important;color:var(--text)!important}.law-card ul{margin:14px 0 0;padding:0;list-style:none}.law-card li{position:relative;margin:0;padding:10px 0 10px 18px;border-top:1px solid rgba(11,70,66,.12);font-size:14px;line-height:1.55}.law-card li::before{content:'✓';position:absolute;left:0;top:10px;color:var(--jade);font-weight:800}
.comparison-table{margin:32px 0 22px;overflow-x:auto;border:1px solid var(--line);border-radius:10px}
table{width:100%;border-collapse:collapse;min-width:620px}th,td{padding:17px 18px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}th{font-size:12px;text-transform:uppercase;letter-spacing:.1em;color:var(--jade-deep);background:var(--sage-soft)}tr:last-child td{border-bottom:0}td a{color:var(--jade);text-decoration:underline;text-underline-offset:3px}
.comparison-table--responsive tbody th{width:22%;font-size:13px;line-height:1.45;text-transform:none;letter-spacing:0;background:#f8faf8}.comparison-table--responsive td{font-size:15px;line-height:1.55;color:var(--text)}
.process-flow{position:relative;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;list-style:none!important;margin:34px 0!important;padding:0!important}.process-flow::before{content:'';position:absolute;top:29px;left:10%;right:10%;height:1px;background:#b9d4c8}.process-flow li{position:relative;z-index:1;display:flex;flex-direction:column;align-items:flex-start;margin:0!important;padding:0 4px!important}.process-icon{display:grid;place-items:center;width:58px;height:58px;border-radius:10px;background:var(--sage);border:1px solid #c9dcd3}.process-icon svg{width:27px;height:27px;fill:none;stroke:var(--jade);stroke-width:1.55;stroke-linecap:round;stroke-linejoin:round}.process-flow strong{margin-top:15px;font-family:var(--serif);font-size:19px;font-weight:400;line-height:1.2;color:var(--ink)}.process-flow p{margin:8px 0 0!important;font-size:13px;line-height:1.5!important;color:var(--text)!important}
.process-icon{transition:background-color .18s ease,border-color .18s ease}.process-flow li.reveal-step{opacity:0;transform:translateY(8px);transition:opacity .42s ease var(--reveal-delay,0ms),transform .42s ease var(--reveal-delay,0ms)}.process-flow li.reveal-step.is-visible{opacity:1;transform:none}@media(hover:hover) and (pointer:fine){.process-flow li:hover .process-icon{background:var(--page-accent);border-color:var(--page-accent-border)}}
.info-box{margin:30px 0 0}
.note-box,.tip-box{display:flex;gap:15px;align-items:flex-start;padding:24px 26px;border-radius:10px;background:#e4f1fb;border:1px solid #c3dcef;margin:30px 0}.note-box p,.tip-box p{margin:0}.note-icon,.tip-icon{display:grid;place-items:center;width:32px;height:32px;border-radius:50%;background:#bcd9f6;color:#163c5c;font-weight:800;flex:none}.tip-box{background:var(--sage-soft);border-color:#c7ded4}.tip-icon{background:#cce5d9;color:var(--jade-deep)}
.mid-cta{display:grid;grid-template-columns:1fr auto;gap:42px;align-items:center;background:var(--page-accent);border:1px solid var(--page-accent-border);color:var(--ink);padding:38px;margin:60px 0 6px;border-radius:12px;overflow:hidden;position:relative}.mid-cta>div>span{display:block;text-transform:uppercase;letter-spacing:.12em;font-size:11px;line-height:1.2;font-weight:800;color:var(--jade)}.mid-cta h2{color:var(--ink);font-size:49px;line-height:1.08;margin:11px 0 13px}.mid-cta p{max-width:760px;color:var(--text);line-height:1.65;margin:0}.mid-cta>a{position:relative;z-index:1;display:inline-flex;align-items:center;justify-content:center;gap:14px;min-height:54px;padding:13px 21px;border:1px solid var(--jade);border-radius:3px;background:transparent;color:var(--ink);font-family:var(--sans);font-size:14px;font-weight:800;line-height:1.2;white-space:nowrap;transition:transform .18s ease,background .18s ease,color .18s ease,border-color .18s ease}.mid-cta>a:hover,.mid-cta>a:focus-visible{transform:translateY(-2px);background:#ffe3dd;border-color:var(--red);color:var(--ink)}.mid-cta>a:active{background:var(--red);border-color:var(--red);color:var(--ink)}.mid-cta .cta-arrow{color:var(--red);font-size:18px;line-height:1;transition:transform .18s ease}.mid-cta>a:hover .cta-arrow,.mid-cta>a:focus-visible .cta-arrow{transform:translateX(3px)}
.evidence-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:32px 0}.evidence-grid>div{padding:24px;background:var(--sage-soft);border:1px solid var(--line);border-radius:8px}.evidence-grid strong{font-family:var(--serif);font-size:22px}.evidence-grid p{font-size:15px;line-height:1.55;margin:8px 0 0}
.steps{list-style:none;margin:30px 0 0;padding:0;border-top:1px solid var(--line)}.steps li{display:grid;grid-template-columns:54px 1fr;gap:14px;padding:22px 0;margin:0;border-bottom:1px solid var(--line)}.steps li>span{font-size:11px;letter-spacing:.12em;color:var(--jade);font-weight:800;padding-top:4px}.steps strong{font-family:var(--serif);font-size:23px;font-weight:400}.steps p{margin:4px 0 0;font-size:15px}
.faq-section{padding-bottom:12px}.faq-list{border-top:1px solid var(--line)}.faq-list details{border-bottom:1px solid var(--line)}.faq-list summary{list-style:none;cursor:pointer;padding:20px 48px 20px 0;font-weight:500;position:relative;transition:background-color .18s ease,transform .18s ease}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary::after{content:'+';position:absolute;right:8px;top:17px;width:30px;height:30px;border:1px solid var(--line);border-radius:50%;display:grid;place-items:center;color:var(--jade);font-size:22px;font-weight:400;transition:background-color .18s ease,border-color .18s ease}.faq-list details[open] summary{background:var(--sage-soft)}.faq-list details[open] summary::after{content:'−';background:#cce5d9;border-color:#c7ded4}.faq-list details p{padding:0 46px 20px 12px;margin:0}
@media(hover:hover) and (pointer:fine){.faq-list summary:hover,.faq-list summary:focus-visible{background:var(--sage-soft);transform:translateY(-1px);outline:0}.faq-list summary:hover::after,.faq-list summary:focus-visible::after{background:#cce5d9;border-color:#c7ded4}}
.disclaimer{margin-top:54px;padding-top:0;border-top:0;font-size:14px;color:var(--text)}
.author-card{display:grid;grid-template-columns:160px 1fr;margin-top:58px;border:1px solid var(--line);border-radius:12px;overflow:hidden}.author-monogram{display:grid;place-items:center;background:var(--jade);color:#fff;font-family:var(--serif);font-size:84px}.author-card>div:last-child{padding:27px 30px}.author-card span{font-size:11px;text-transform:uppercase;letter-spacing:.12em;color:var(--jade);font-weight:800}.author-card h2{font-size:30px;margin:5px 0 8px}.author-card p{font-size:15px;margin-bottom:16px}.author-card a{color:var(--jade);font-weight:700}
.read-next{padding-top:66px}.section-label{text-transform:uppercase;letter-spacing:.13em;font-size:12px;font-weight:800;margin-bottom:22px}.related-grid{display:grid;grid-template-columns:repeat(3,1fr);border:1px solid var(--line);border-radius:12px;overflow:hidden}.related-grid a{display:flex;flex-direction:column;min-height:215px;padding:24px;border-right:1px solid var(--line);transition:.18s ease}.related-grid a:last-child{border-right:0}.related-grid a:hover{background:var(--lime);transform:translateY(-3px)}.related-grid span{color:var(--jade);text-transform:uppercase;letter-spacing:.1em;font-size:10px;font-weight:800}.related-grid strong{font-family:var(--serif);font-size:21px;line-height:1.25;font-weight:400;margin:16px 0}.related-grid em{margin-top:auto;color:var(--jade);font-style:normal;font-size:13px}
.side-column{display:grid;gap:28px}.consult-card{background:var(--sage);padding:28px;border-radius:12px}.consult-card>span{text-transform:uppercase;letter-spacing:.12em;font-size:10px;color:var(--jade);font-weight:800}.consult-card h2{font-size:31px;line-height:1.12;margin:12px 0 16px}.consult-card p{font-size:14px;color:var(--text);margin:0 0 22px}.consult-card a{display:flex;justify-content:center;border:1px solid var(--jade);padding:13px 12px;font-weight:700}.consult-card a:hover{background:var(--jade);color:#fff}
.share-block{text-align:center;color:var(--muted);font-size:12px}.share-block>span{display:block;margin-bottom:10px}.share-block>div{display:flex;justify-content:center;gap:8px}.share-block button,.share-block a{width:38px;height:38px;border:1px solid var(--line);background:#fff;display:grid;place-items:center;border-radius:6px;cursor:pointer}.share-block button:hover,.share-block a:hover{border-color:var(--jade);color:var(--jade)}
.final-cta{background:var(--sage);color:var(--ink);padding:54px 0}.final-cta .shell{display:grid;grid-template-columns:1fr auto;gap:70px;align-items:center}.final-cta .shell>div>span{display:flex;align-items:center;gap:16px;text-transform:uppercase;letter-spacing:.12em;font-size:11px;line-height:1.2;color:var(--jade);font-weight:800}.final-cta .shell>div>span::before{content:'';width:44px;height:2px;background:var(--red)}.final-cta h2{color:var(--ink);font-size:49px;line-height:1.08;max-width:760px;margin-top:11px}.final-cta p{max-width:760px;margin:13px 0 0;color:var(--text);line-height:1.65}.final-cta a{display:inline-flex;align-items:center;justify-content:center;gap:14px;min-height:54px;padding:13px 21px;border:1px solid var(--jade);border-radius:3px;background:transparent;color:var(--ink);font-family:var(--sans);font-size:14px;font-weight:800;line-height:1.2;white-space:nowrap;transition:transform .18s ease,background .18s ease,color .18s ease,border-color .18s ease}.final-cta a:hover,.final-cta a:focus-visible{transform:translateY(-2px);background:#ffe3dd;border-color:var(--red);color:var(--ink)}.final-cta a:active{background:var(--red);border-color:var(--red);color:var(--ink)}.final-cta .cta-arrow{color:var(--red);font-size:18px;line-height:1;transition:transform .18s ease}.final-cta a:hover .cta-arrow,.final-cta a:focus-visible .cta-arrow{transform:translateX(3px)}
.site-footer{background:#021f1d;color:rgba(255,254,250,.78);padding:56px 0 24px}.footer-main{display:grid;grid-template-columns:1.15fr 1fr;gap:90px}.footer-brand img{width:240px;filter:grayscale(1) brightness(0) invert(1);opacity:.84;margin-bottom:26px}.footer-brand p{max-width:455px;margin:0}.footer-contact{display:grid;gap:7px;align-content:start}.footer-title{text-transform:uppercase;letter-spacing:.14em;font-size:11px;font-weight:800;color:rgba(255,254,250,.93);margin-bottom:14px}.footer-contact a:hover,.footer-secondary a:hover,.footer-bottom a:hover{color:#fff}.footer-secondary{display:grid;grid-template-columns:1fr 1.3fr;gap:70px;margin-top:42px;padding-top:38px;border-top:1px solid rgba(255,255,255,.14)}.footer-secondary nav{display:grid;gap:7px}.membership-list{display:grid;gap:20px}.law-society{width:180px;opacity:.78}.mia-row{display:flex;align-items:center;gap:14px}.mia-row>span{width:74px;height:74px;display:grid;place-items:center;background:rgba(255,254,250,.78);border-radius:4px;padding:7px}.mia-row p{margin:0;max-width:230px}.footer-bottom{display:flex;justify-content:space-between;gap:40px;margin-top:36px;padding-top:25px;border-top:1px solid rgba(255,255,255,.14);font-size:12px}.footer-bottom>span{max-width:850px}.footer-bottom nav{display:flex;gap:18px;white-space:nowrap}
.sticky-consult{position:fixed;left:0;right:0;bottom:0;z-index:90;display:none;grid-template-columns:1fr 1.4fr;min-height:70px;background:#fff;border-top:1px solid var(--line);box-shadow:0 -9px 25px rgba(5,63,59,.1)}.sticky-consult>div{padding:12px 20px;display:flex;flex-direction:column;justify-content:center}.sticky-consult strong{font-size:14px}.sticky-consult span{font-size:11px;color:var(--text)}.sticky-consult>a{display:grid;place-items:center;background:var(--jade);color:#fff;border-radius:3px;font-weight:700}
.preview-badge{position:fixed;right:14px;bottom:14px;z-index:120;background:var(--red);color:#142d30;padding:7px 10px;border-radius:4px;font-size:10px;font-weight:800;text-transform:uppercase;letter-spacing:.08em;box-shadow:0 5px 16px rgba(0,0,0,.12)}
@media(max-width:1180px){
  .primary-nav{display:none}.menu-button{display:block}.mobile-menu{display:block}
  .article-layout{grid-template-columns:200px minmax(0,1fr);gap:44px}.side-column{display:none}
  .hero-grid{grid-template-columns:minmax(0,1fr) 360px;gap:45px}
}
@media(max-width:850px){
  :root{--header:78px}.shell,.header-inner{width:min(100% - 40px,700px)}.brand img{width:190px}
  .hero-grid{min-height:auto;display:block;padding-block:58px 62px}.hero-art-desktop{display:none}.hero-art-mobile{display:grid;width:100%;margin:24px 0 0}.hero-art-mobile .whiteboard-word{font-size:48px}.hero-art-mobile .whiteboard-word-two{font-size:47px}.breadcrumbs{margin-bottom:32px}.hero-lead{font-size:21px}.hero-title-long{font-size:42px}.hero-title-very-long{font-size:39px}
  .article-layout{display:block;padding-block:0 82px}
  .toc-column{position:sticky;top:var(--header);z-index:82;margin:0 0 28px;background:var(--paper)}.toc-toggle{display:grid;width:100%;min-height:52px;grid-template-columns:auto minmax(0,1fr) auto;align-items:center;gap:9px;border:0;border-bottom:1px solid var(--line);background:var(--sage-soft);padding:10px 16px;color:var(--jade-deep);font-family:var(--sans);text-align:left;cursor:pointer}.toc-toggle-label{font-size:11px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;white-space:nowrap}.toc-current{min-width:0;overflow:hidden;color:var(--text);font-size:13px;font-weight:500;text-overflow:ellipsis;white-space:nowrap}.toc-chevron{color:var(--jade);font-size:18px;line-height:1;transition:transform .18s ease}.toc-toggle[aria-expanded=true] .toc-chevron{transform:rotate(180deg)}.toc{display:none;position:absolute;top:100%;left:0;right:0;border:0;border-bottom:1px solid var(--line);padding:8px 16px 12px;background:#fff;box-shadow:0 12px 24px rgba(5,63,59,.1)}.toc.open{display:block}.toc-label{display:none}.toc-list{max-height:min(56vh,420px)!important;overflow-y:auto!important;overscroll-behavior:contain;padding-right:7px;scrollbar-width:thin;scrollbar-color:#8c9896 transparent}.toc-list a{padding:10px 0;border-bottom:1px solid var(--line)}.toc-list a:last-child{border-bottom:0}.content-section{scroll-margin-top:138px}
  .content-section{padding-top:44px}.content-section h2{font-size:37px}.intro-copy{margin:34px 0 42px!important}.content-section.content-panel{margin-top:44px;padding:28px}.process-flow{grid-template-columns:repeat(2,minmax(0,1fr));gap:26px 16px}.process-flow::before{display:none}
  .final-cta .shell{grid-template-columns:1fr;gap:32px}.final-cta h2{font-size:40px}.footer-main{grid-template-columns:1fr;gap:34px}.footer-secondary{gap:32px}.footer-bottom{display:block}.footer-bottom nav{margin-top:16px}
}
@media(max-width:600px){
  body{font-size:16px}.shell,.header-inner{width:calc(100% - 32px)}.header-inner{gap:16px}.brand img{width:183px}
  .mobile-menu{padding:16px 28px 28px}.mobile-menu nav a{height:60px}.mobile-menu-footer{grid-template-columns:1fr;gap:12px}.mobile-menu-footer p{justify-content:center}
  .article-hero{background:#f7f4ed}.hero-grid{padding-block:44px 49px}.breadcrumbs{font-size:11px;margin-bottom:27px}h1{font-size:43px}.hero-title-long{font-size:38px}.hero-title-very-long{font-size:35px;line-height:1.06}.eyebrow{margin-bottom:18px}.hero-art-mobile{width:100%;margin-top:22px}.hero-lead{font-size:19px;margin:22px 0 26px}.article-meta{font-size:13px}.article-meta p{font-size:11px}
  .article-layout{padding-bottom:66px}.takeaways{padding:24px 0}.intro-copy{font-size:18px!important}.content-section h2{font-size:32px}.content-section h3{font-size:25px}.intro-notice,.info-box{padding:20px 18px}.content-section.content-panel{padding:24px 20px}.content-section.content-panel h2{font-size:30px}.law-cards{grid-template-columns:1fr}.law-card{padding:19px 18px}.law-card h3{font-size:20px}
  .comparison-table--responsive{overflow:visible;border:0;background:transparent}.comparison-table--responsive table,.comparison-table--responsive tbody,.comparison-table--responsive tr,.comparison-table--responsive th,.comparison-table--responsive td{display:block;width:100%;min-width:0}.comparison-table--responsive thead{display:none}.comparison-table--responsive tbody{display:grid;gap:14px}.comparison-table--responsive tr{overflow:hidden;border:1px solid var(--line);border-radius:9px;background:#fff}.comparison-table--responsive tbody th{width:100%;padding:13px 15px;border-bottom:1px solid var(--line);background:var(--sage-soft);font-size:14px}.comparison-table--responsive td{display:grid;grid-template-columns:94px minmax(0,1fr);gap:10px;padding:14px 15px;font-size:14px}.comparison-table--responsive td::before{content:attr(data-label);color:var(--jade-deep);font-size:10px;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.comparison-table--responsive tr:last-child td{border-bottom:1px solid var(--line)}.comparison-table--responsive tr td:last-child{border-bottom:0}
  .process-flow{grid-template-columns:1fr;gap:0;margin-top:28px!important}.process-flow li{display:grid;grid-template-columns:52px minmax(0,1fr);grid-template-rows:auto auto;gap:3px 14px;padding:17px 0!important;border-bottom:1px solid var(--line)}.process-icon{grid-row:1 / 3;width:50px;height:50px}.process-flow strong{grid-column:2;margin:0;font-size:18px}.process-flow p{grid-column:2;margin:3px 0 0!important}
  .mid-cta{grid-template-columns:1fr;gap:28px;padding:32px 24px}.mid-cta h2{font-size:40px;line-height:1.08}.mid-cta>a{justify-content:center;width:100%}.evidence-grid{grid-template-columns:1fr}.note-box,.tip-box{padding:20px}
  .author-card{grid-template-columns:1fr}.author-monogram{min-height:120px;font-size:62px}.author-card>div:last-child{padding:24px}.related-grid{grid-template-columns:1fr}.related-grid a{min-height:155px;border-right:0;border-bottom:1px solid var(--line)}.related-grid a:last-child{border-bottom:0}
  .final-cta{padding:54px 0}.final-cta h2{font-size:40px;line-height:1.08}.final-cta a{justify-content:center;width:100%}
  .site-footer{padding:42px 0 92px}.footer-brand img{width:215px}.footer-secondary{grid-template-columns:minmax(0,.72fr) minmax(0,1.28fr);gap:18px}.footer-title{letter-spacing:.11em;font-size:9px}.law-society{width:132px}.mia-row{align-items:flex-start;gap:10px}.mia-row>span{width:58px;height:58px}.mia-row p{font-size:11px;line-height:1.35}.footer-bottom{font-size:10px}.sticky-consult{display:grid}.preview-badge{display:none}
}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}.process-flow li.reveal-step{opacity:1!important;transform:none!important}}

/* Shared site chrome synced to the current live Services page. */
.container{width:min(1220px,calc(100% - 64px));margin-inline:auto}
.site-header{height:86px;background:#036645!important;border-top:0;box-shadow:0 7px 22px rgba(5,63,59,.08)}
.header-inner{width:min(1320px,calc(100% - 64px));gap:36px}
.primary-nav{gap:22px;letter-spacing:.01em}
.primary-nav>a:not(.nav-cta){padding:32px 0 29px}
.nav-cta{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:10px 16px;border-radius:3px}
.nav-cta:hover,.nav-cta:focus-visible,.nav-cta.active{background:var(--red);border-color:var(--red);color:#fff}

@media (min-width:901px) and (max-width:1180px){
  .primary-nav{display:flex;gap:15px}
  .primary-nav>a:not(.nav-cta){font-size:13px}
  .nav-cta{padding-inline:13px}
  .menu-button,.mobile-menu{display:none}
}

.jade-membership-footer.site-footer{padding:54px 0 25px;background:#011c13;color:rgba(255,254,250,.78)}
.jade-membership-footer>.container{width:min(calc(100% - 48px),1180px);margin-inline:auto}
.jade-membership-footer .footer-grid{display:grid;grid-template-columns:minmax(250px,.82fr) minmax(0,1.45fr);align-items:start;padding-bottom:39px;gap:clamp(34px,5vw,70px)}
.jade-membership-footer .footer-grid>*,.jade-membership-footer .footer-details,.jade-membership-footer .footer-contact,.jade-membership-footer .footer-subgrid,.jade-membership-footer .footer-explore,.jade-membership-footer .footer-memberships{min-width:0}
.jade-membership-footer .footer-contact{display:block}
.jade-membership-footer .footer-subgrid{display:grid;grid-template-columns:minmax(150px,.62fr) minmax(260px,1fr);align-items:start;margin-top:34px;gap:clamp(28px,4vw,56px)}
.jade-membership-footer .footer-memberships-list{display:grid;align-items:start;gap:22px}
.jade-membership-footer .footer-memberships>.footer-title{white-space:nowrap}
.jade-membership-footer .footer-membership--law img{display:block;width:min(180px,100%);height:auto;opacity:.78}
.jade-membership-footer .footer-membership--mia{display:flex;align-items:center;gap:14px}
.jade-membership-footer .footer-membership-tile{display:grid;flex:0 0 76px;width:76px;height:76px;padding:7px;place-items:center;border-radius:4px;background:rgba(255,254,250,.78)}
.jade-membership-footer .footer-membership-tile img{display:block;width:100%;height:100%;object-fit:contain}
.jade-membership-footer .footer-membership-caption{max-width:180px;overflow-wrap:anywhere;color:rgba(255,254,250,.78);font-size:13px;line-height:1.5}
.jade-membership-footer .footer-logo{display:block;width:230px;max-width:100%;height:auto;margin:0 0 20px;opacity:.84;filter:grayscale(1) brightness(0) invert(1)}
.jade-membership-footer .footer-intro{max-width:410px;margin:0;color:rgba(255,254,250,.78);font-size:14px;line-height:1.65}
.jade-membership-footer .footer-title{margin:0 0 18px;color:rgba(255,254,250,.9);font-size:11px;font-weight:800;line-height:1.4;letter-spacing:.13em;text-transform:uppercase}
.jade-membership-footer .footer-list{display:grid;font-size:14px;line-height:1.5;gap:10px}
.jade-membership-footer .footer-list,.jade-membership-footer .footer-list a,.jade-membership-footer .footer-list address,.jade-membership-footer .footer-intro,.jade-membership-footer .footer-bottom,.jade-membership-footer .footer-legal a{overflow-wrap:anywhere;color:rgba(255,254,250,.78);font-style:normal;text-decoration:none}
.jade-membership-footer .footer-list a:hover,.jade-membership-footer .footer-legal a:hover{color:#fffefa}
.jade-membership-footer .footer-bottom{display:flex;justify-content:space-between;margin:0;padding-top:22px;border-top:1px solid rgba(255,255,255,.14);font-size:11.5px;line-height:1.6;gap:30px}
.jade-membership-footer .footer-bottom>span{max-width:none}
.jade-membership-footer .footer-legal{display:flex;white-space:nowrap;gap:18px}

.sticky-consult{display:none}

@media (max-width:900px){
  :root{--header:70px}
  .container,.header-inner{width:min(100% - 40px,760px)}
  .site-header{height:var(--header)}
  .brand img{width:170px}
  .primary-nav{display:none}
  .menu-button{width:48px;height:48px;padding:9px;display:flex;flex-direction:column;justify-content:center}
  .menu-button span{width:26px;height:2px;margin:3px auto}
  .menu-button:focus-visible{outline:2px solid #ffb0a5;outline-offset:2px}
  .mobile-menu{display:flex!important;flex-direction:column!important;padding:18px 29px 24px!important;background:var(--ivory)!important;color:var(--jade-deep)!important;border-top:1px solid var(--line)!important;transform:translateY(-8px);transition:opacity .2s ease,transform .2s cubic-bezier(.22,.61,.36,1)!important;isolation:isolate}
  .mobile-menu::before{content:'';position:absolute;inset:0;background:var(--ivory);z-index:-1}
  .mobile-menu.open{transform:none!important}
  .mobile-menu nav{width:100%!important;margin:0!important;display:grid!important}
  .mobile-menu nav a{position:relative!important;display:flex!important;align-items:center!important;height:var(--mobile-nav-row)!important;min-height:var(--mobile-nav-row)!important;padding:0!important;color:var(--jade-deep)!important;-webkit-text-fill-color:var(--jade-deep)!important;font-family:Arial,Helvetica,sans-serif!important;font-size:14px!important;font-weight:500!important;line-height:1.2!important;border-bottom:1px solid var(--line)!important;transition:background .18s ease,color .18s ease,padding-left .18s ease!important}
  .mobile-menu nav a:not(.mobile-cta):hover,.mobile-menu nav a:not(.mobile-cta):focus-visible{background:#efe9df!important;color:var(--jade-deep)!important;-webkit-text-fill-color:var(--jade-deep)!important;padding-left:14px!important;box-shadow:inset 3px 0 0 #0b7a5e;outline:0}
  .mobile-menu nav a[aria-current=page]{color:var(--jade-deep)!important;-webkit-text-fill-color:var(--jade-deep)!important;font-weight:700!important;padding-left:16px!important}
  .mobile-menu nav a[aria-current=page]::before{content:'';position:absolute;left:0;width:2px;height:22px;background:var(--red)}
  .mobile-menu nav a[aria-current=page]:hover,.mobile-menu nav a[aria-current=page]:focus-visible{background:#efe9df!important;color:var(--jade-deep)!important;-webkit-text-fill-color:var(--jade-deep)!important;box-shadow:none}
  .mobile-menu-footer{margin-top:auto;padding-top:16px!important;display:grid;gap:10px!important;border-top:1px solid var(--line)}
  .mobile-menu-support{margin:0;display:flex;align-items:baseline;justify-content:flex-start!important;gap:8px;white-space:nowrap;text-align:left;color:var(--text);font-family:Arial,Helvetica,sans-serif;font-size:12px;line-height:1.35}
  .mobile-menu-support strong{color:var(--jade-deep);font-size:14px;font-weight:800}
  .mobile-menu .mobile-cta{display:flex!important;align-items:center!important;justify-content:center!important;width:100%!important;max-width:100%!important;min-height:var(--mobile-nav-cta)!important;height:auto!important;margin:0!important;padding:10px 14px!important;background:transparent!important;color:var(--jade-deep)!important;-webkit-text-fill-color:var(--jade-deep)!important;border:1px solid var(--jade)!important;border-radius:3px;font-family:Arial,Helvetica,sans-serif!important;font-size:14px!important;font-weight:700!important;line-height:1.2!important;text-align:center!important}
  .mobile-menu .mobile-cta:hover,.mobile-menu .mobile-cta:focus-visible,.mobile-menu .mobile-cta:active{background:#efe9df!important;border-color:var(--jade)!important;color:var(--jade-deep)!important;-webkit-text-fill-color:var(--jade-deep)!important}
  body.menu-open .sticky-consult{transform:translateY(110%)!important;opacity:0!important;pointer-events:none!important}
  .jade-membership-footer.site-footer{padding:32px 0 25px}
  .jade-membership-footer .footer-grid{grid-template-columns:1fr;padding-bottom:18px;gap:28px}
  .jade-membership-footer .footer-bottom{display:block}
  .jade-membership-footer .footer-legal{margin-top:14px;white-space:normal}
  .jade-membership-footer .footer-logo{width:180px;margin-bottom:12px}
  .jade-membership-footer .footer-intro{max-width:320px}
  .jade-membership-footer .footer-title{margin-bottom:14px}
  .jade-membership-footer .footer-list{gap:8px}
}

@media (min-width:520px) and (max-width:900px){
  .mobile-menu-footer{grid-template-columns:minmax(150px,.38fr) minmax(280px,1fr);align-items:center;gap:18px!important;padding-top:18px!important}
}

@media (max-width:600px){
  :root{--header:70px}
  .container,.header-inner{width:calc(100% - 32px)}
  .brand img{width:170px}
  .sticky-consult{position:fixed;z-index:90;left:0;right:0;bottom:0;height:64px;background:#fff;border-top:1px solid var(--line);box-shadow:0 -5px 16px rgba(5,63,59,.07);display:flex;align-items:center;gap:12px;padding:8px 16px;transform:translateY(110%);opacity:0;pointer-events:none;transition:.22s ease}
  body.show-sticky .sticky-consult{transform:none;opacity:1;pointer-events:auto}
  .sticky-copy{font-family:Arial,Helvetica,sans-serif;font-size:11.5px;line-height:1.18;color:var(--text);min-width:118px}
  .sticky-copy strong{display:block;color:var(--jade-deep);font-size:13.5px;font-weight:800;letter-spacing:0}
  .sticky-btn{flex:1;background:#036645;color:#fff;text-align:center;padding:13px 12px;border-radius:3px;font-family:Arial,Helvetica,sans-serif;font-size:13.5px;font-weight:800;letter-spacing:0;transition:background .18s ease,color .18s ease}
  .sticky-btn:hover,.sticky-btn:focus-visible,.sticky-btn:active{background:var(--red);color:var(--ink)}
}

@media (max-width:520px){
  .jade-membership-footer>.container{width:min(calc(100% - 36px),1180px)}
  .jade-membership-footer .footer-subgrid{grid-template-columns:minmax(102px,.58fr) minmax(0,1fr);gap:18px}
  .jade-membership-footer .footer-memberships>.footer-title{font-size:9px;letter-spacing:.08em}
  .jade-membership-footer .footer-membership--law img{width:min(142px,100%)!important;max-width:142px!important;height:auto!important}
  .jade-membership-footer .footer-membership--mia{align-items:center;gap:9px}
  .jade-membership-footer .footer-membership-tile{flex:0 0 60px!important;width:60px!important;height:60px!important;padding:5px!important}
  .jade-membership-footer .footer-membership-tile img{width:100%!important;max-width:100%!important;height:100%!important}
  .jade-membership-footer .footer-membership-caption{font-size:11.5px;line-height:1.4}
}

@media (max-width:340px){
  .jade-membership-footer .footer-memberships>.footer-title{white-space:normal}
  .jade-membership-footer .footer-subgrid{grid-template-columns:minmax(0,1fr);gap:30px}
}

.section-links{display:grid;gap:10px;margin-top:24px}
.section-links a{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:13px 0;border-bottom:1px solid #bfd7cd;color:var(--jade);font-size:16px;font-weight:500;text-decoration:none}
.section-links a:hover,.section-links a:focus-visible{color:var(--jade-deep);border-bottom-color:var(--jade)}
.section-links span{color:var(--coral)}

/* Pre-publication accessibility and footer-clearance refinements, 29 October 2026. */
a:focus-visible,button:focus-visible,summary:focus-visible{outline:2px solid var(--jade);outline-offset:4px}
.site-header a:focus-visible,.site-header button:focus-visible{outline-color:#fff}
@media(max-width:900px){body{padding-bottom:72px}.preview-badge{bottom:76px}}

/* Mobile responsive-table captions retain the full table width, 29 October 2026. */
@media(max-width:600px){
  .comparison-table--responsive caption{display:block;width:100%;max-width:100%;box-sizing:border-box;text-align:left;padding:0 0 12px;font-size:14px;line-height:1.5}
}